Xact loan reviews reddit. This lack of transparency is concerning.

Xact loan reviews reddit Jan 24, 2024 · 2025 Upstart Review. Make sure to answer each question as thoroughly as possible so we can calculate the best amount to help your needs. To become accredited, a business must agree to BBB Standards for View customer reviews of Xact Loan. Transunion CreditView Dashboard is a third party provided service. $20 goes to pay the loan, the rest are processing fees! Feb 12, 2025 · Xact Loan is that product. com or you can get 24/7 responses through our automated response system by pressing the chat bubble in the bottom right hand corner Thank you for posting! Looking For a Payday Loan From a Reputable Providers Check these -- Viva Payday Loans and Heart Paydays I am a bot, and this action was performed automatically. The process of applying for a commercial loan will feel very different than any other loan application If you are looking for personal loans or quick loans, you should always ask yourself these 10 questions before you proceed. HO. Is there anything I can do? Looking For a Payday Loan From a Reputable Providers Check these -- Viva Payday Loans and Heart Paydays I am a bot, and this action was performed automatically. The trick will be making sure that the interest rate on any of those mail-in loan offers are lower than the combined interest of both of your normal loans. They also have some mixed reviews about service levels. They are very much reliable and trustworthy. Xact also offers funding as soon as the next business day after your application information is verified. In most cases, the loan must be repaid within five years, but an ex Title loans, also called cash title loans, offer cash advances to those needing additional money fast. Spot Loans - These are high APR installment loans that go up to $800. Approval depends upon meeting legal, regulatory and underwriting requirements. Bmg money Loan Reviews: Legit Reddit Advice upvote r/isitlegitorscam. Check Reviews: Look for reviews and Reddit posts about people's experiences with these lenders. Our all online loan process makes getting all loans quick and easy. 800. And they did. Still, you should note that Xact personal loans aren’t “legit” if you use that word as a synonym for “good. Refinance was a breeze, and refinance amount based on payment history works. Own this business? Xact Loan is NOT a BBB Accredited Business. They'll expect you to let them take it out of your bank account automatically based on when you get paid. 40. HOEPA loans (high-cost loans) come with regulations on lenders that put the protection of t Taking out a personal loan is a great way of getting out of debt but if it’s not managed properly or you can’t afford the repayments, you’ll find yourself in trouble very quickly. Pure degenerate Xact Reviews 3,510 • Excellent. I tried opp loans and got turned down because of my credit. I get a few texts a day that I never got before. Find out about the Xact™ Installment Loan process. The fees for taking out money were high, so I had to carefully plan my budget to make sure I could make payments without going over my budget. This lack of transparency is concerning. I calculated my average interest by dividing the fee by the term of the loan, because the fee was on the entire balance. We had the same customer base as the payday loan places. Now I doubt Upstart will give you a new loan at a better rate later to pay off a loan they already have with you. Taking out an FHA loan makes the dream of home ownership a reality for people who might not be abl There are three main ways to get a student loan. Title loan stores are popping up all around the country. If you "willingly" consent to paying absurdly (and in some cases obscenely) high interest rates (600-700% interest is about the industry standard, I've seen it go as high as 8000%). Comparing interest rates and deciding if monthly payments are affordable can make your head spin, but there are valuable resources that How Can I Get a Small Business Loan in Canada? While running a small business can be rewarding, it isn’t always easy, especially starting out. Like everyone else has said Try to stay away from any Payday Loans! These loans have a quick turnaround time for repayment and expensive fees. I personally have zero debt and my fiancé has a car that’s financed where he owes around 20,000. One of the most im Whether you’re a start-up or you’ve been in business for decades, there will likely come a time when you need financing to bring your business up to the next level. Do you agree with Xact's 4-star rating? Check out what 2,597 people have written so far, and share your own experience. $800, you have to pay $975 back in 4 installments. He asked me about some loan stuff with banks and then asked me if 500% interest was normal. With millions of active users and countless communities, Reddit offers a uni Reddit is a unique platform that offers brands an opportunity to engage with consumers in an authentic and meaningful way. Date of experience: February 17, 2025. Some users had a positive experience, but there are quite a few complaints about high-interest rates and confusing terms. I'm considering applying for a loan through them but am a bit cautious. Been thinking about getting a payday loan in Los Angeles to cover some unexpected expenses. There is a bigger issue here than just the loan amount. It seems as though there’s got to be something between the 5% to 10% interest of a personal loan for those who are well qualified and the 400% for those stuck with payday loans Personal loans are in the 10-30% range, not the 5-10% range. Yay! What about "tribal" lenders? My friend said I could try one of those online and should be able to get approved. Upstart is an online lending platform that partners with banks to offer personal loans of $1,000 - $50,000. Bad credit loans are explicitly . Instead of helping they often plunge the user into deeper debt. And also make sure that those mail-in offers don’t have surprise fees or scheduled interest rate changes that will eventually make your monthly payments higher than what you’re currently The Loan product being offered is a one time payment loan with available amounts up to $50,000 with no upfront fees and no interest rates. My interest in using them is to stop the accumulation of interest on this apartment debt, and do away with them as a source of control in my life. With millions of active users, it is an excellent platform for promoting your website a If you’re an incoming student at the University of California, San Diego (UCSD) and planning to pursue a degree in Electrical and Computer Engineering (ECE), it’s natural to have q Getting a commercial loan is not easy, especially for first-time applicants. FHA does not actually loan the money itself, but rather insures home mortgage loans issued by banks and ot When it comes to applying for a home loan, it’s complicated to know where to begin. Xact Loan is an online personal loan lending p Avant gives out high-interest loans to higher risk (but not severe risk) people. The same week my fiancé received in the mail a preapproval for $50,000 for a loan. In some cases, the rates and terms offered are better than what you fin When you borrow money from a bank, credit union or online lender and pay them back monthly with interest on a set term, that’s called a personal loan. 00 out to pay the loan. Need to make a big purchase but don’t have the liquid cash to cover the entire cost? Whether you’re paying for a car, a new home, school tuition or something else, a loan helps you Getting your small business off the ground and ultimately turning a profit can be a lot easier if you know how to get a loan. Not sure if this is the right subreddit for this post but I experienced a pretty scummy thing last week from a loan company. com has landed on any online directories' blacklists and earned a suspicious tag. The original loan amount was for $1900 and he has paid over 6k to them so far, $400 payments every Xact is an online-only installment loan with larger loan amounts and longer terms, giving customers the funds they need to consolidate debt into one easy payment. Share your experience in the comments. 4220 Xact Loan is that product. 69. With its vast user base and diverse communities, it presents a unique opportunity for businesses to In today’s digital age, having a strong online presence is crucial for the success of any website. r/isitlegitorscam. Founded in 1993, Capital Community Bank (CCBank), Member FDIC, is based in Provo, Utah and has Feb 6, 2025 · Xact Loan is that product. C. If you’re a returning customer, you can see your loan history and past loan details. As an illustrative example, if you borrow $1,400 with a 192. It turns out that real people who want to ma Reddit is a popular social media platform that boasts millions of active users. NEBRASKA RESIDENTS: A credit agreement must be in writing to be enforceable under Nebraska law. And then the world went to hell, and the super cheap area we were in exploded. Assessing HTTPS Connectivity If you are getting the loan from them, you should go ahead and take it. This community is all about discussing - Is it Legit or Scam questions - Feel Read 1 more review about Xact. With Days Loan, I found that details about their interest rates, fees, and loan terms are not as clear as I would like. These loans are high (129%) interest, step-above-payday-loans We had used them before, as stop gap, to help. 2 We know monitoring and managing your credit score is important, when you have an Xact Loan, you get access to free credit monitoring 5. No less than 38% of startups failed because they ran o Many people find out about LightStream while looking for a personal loan. His credit score was in the 600s when he got the loan. CC balance transfers have a 3-5% (often 0% interest) fee. Small loans provide the capital that new businesses need to invest in their own success. But I'm posting about them now because I was helping a member refinance her loan and we got on the phone to authorize a payoff, these M. Pocket360® allows customers to make secure, no-fee debit The M1+ interest rate is 7. 3. Luckily, there are plenty of free o While researching business loan options, most people come across lending products offered by online lenders. Compare Options: Don't just go with the first loan offer. | Read 41-60 Reviews out of 2,396 I've read up on Modo Loan, and the feedback is pretty split. Because college is expensive, it’s challenging for students to afford higher education without loans, scholarships, or a Whether you want to launch a brand new business or take your existing business to the next level, you need capital to make it happen. Why is everyone trying to give us money? We would like to show you a description here but the site won’t allow us. But the fees and loan rates were higher than I thought they would be. Weekly or biweekly. Our customers, on average, went to a payday loan place 9 times a year…basically every month except during tax season. Hope it helps!! We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Founded in 1993, Capital Community Bank (CCBank), Member FDIC, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). 7 reviews. F. If you're willing to take one of these PM me and lets be friends. all at once. Community News Please place your votes for r/bipolar's Best of 2022!!. If you're looking for a more reliable option, try Jungle Finance or 50k Loans. The Xact ® Loan is an installment loan originated and funded by Capital Community Bank a Utah Chartered bank located in Provo, UT, Member FDIC. Paying off $9,540 (9K + 6% origination fee) over 48 months at 18% will cost you $280. Because I'm wary of online loan companies, I want to make sure that Zippy Loan is a safe and reliable choice before I apply. We loan up to $50,000, we all customers are funded within 24 or less after applying. What exactly is Having a bad credit score can make getting a loan challenging, but there are still options if you find yourself in a pinch. A brief overview. Figuring ou Purchasing a home may well be the biggest financial outlay that you’ll ever make. 🎋 2023 Community Changes. * Xact loans to California residents have a maximum amount financed of $2,400. The relatively new company is making waves in the lending sphere, offering competitive rates and borrower- A 401k loan is a loan that allows a person to borrow up to 50 percent of his 401k account balance up to $50,000. Actual loan amounts vary. Do you agree with Xact's 4-star rating? Check out what 3,482 people have written so far, and share your own experience. 00. 316. this fdic supervised bank is fronting this lender to help them evade MI law & make this loan that is over 100% because banks are exempt from state rate caps. It's so upsetting to see people fall into these type of loans. Does anyone know someone who has recently worked with Red Arrow Loans? Could you please check if they're real? I'd really appreciate it if you could share any reviews or personal stories. Just now I learned about Zippy Loan and I'm excited to see if it's a real service. 5 Xact Loan is that product. The Xact ® Loan is an installment loan originated and funded by Capital Community Bank, a Utah Chartered bank located in Provo, UT, Member FDIC. ers were charging her 320 dollars interest of the 400 dollars she was paying! Her loan payoff had increased 350 from her last statement. If you have any questions or issues please be sure to get in contact with our direct line at 708-303-2463, you can also email us solventalending@gmail. Looking For a Payday Loan From a Reputable Providers Check these -- Viva Payday Loans and Heart Paydays I am a bot, and this action was performed automatically. 🎤 See our Community Discussion - Desktop or Desktop mode on a mobile device. 84/month for a total of $15,304. 🤣 Top Voted Memes of 2022!. So, if you want to refinance I suggest you do your own research to find a good deal and save yourself the "finder's fee. If you own a small business in Canada Whether you’re currently operating a business or are interested in launching a company, you might wonder whether getting a business loan to help financially support your operations Debt can be scary, but it’s also a fact of life when you run your own business. Domain Blacklisting Status. Founded in 1993, Capital Community Bank (CCBank), Member FDIC Xact Loan is that product. See if there are better deals out there. Do you agree with Xact's 4-star rating? Check out what 1,000 people have written so far, and share your own experience. Transparency: A legitimate loan service should have clear and transparent terms and conditions. Understand Terms: Make sure you know the loan terms, like interest rates and fees, before you agree. 77% Annual Percentage Rate (APR) and an 18-month term, your payments would be $119. 6 Jan 2025. This is good for insurance companies but there is a reason contractors that don’t do insurance work don’t use it. From title loans to cash advances, there are a number of If you’re a first-time homebuyer, looking to learn more about FHA loans, you’ve come to the right place. I have a slightly different perspective as someone who worked for one of the tax prep places that does loans on your tax return. If you've had an experience with Grace Loan Advance, could you share whether it was positive or The Xact® Loan is subject to a flat 18-month term. she was awesome, extremely knowledgeable and attentive, and made the Looking For a Payday Loan From a Reputable Providers Check these -- Viva Payday Loans and Heart Paydays I am a bot, and this action was performed automatically. Now we're sinking. Third-party loan provider information is not available to residents of Connecticut or where otherwise prohibited. Can't even qualify for bad credit loans. Homero. Advertising on Reddit can be a great way to reach a large, engaged audience. ” Xact personal loans are very expensive, charging an APR of 125% - 225%. They gave me a $5900 loan at 97% APR. A. We can also help build credit. This week I received a loan preapproval for $40,000 from Merrill Lynch and another $50,000 approval from some other company. 25% - I'm thinking about taking out a large loan on Borrow and paying off my car loan just so I can have the title in hand while paying off Borrow on my own schedule. Choose a personal loan that b Overall, around one-quarter of Americans have credit scores in the 300 to 649 range. Xact Loan is that product. If you have an open loan, you can see your loan details and payment due date. The material has not been modified or validated by Xact. Anyways, I signed up for a payday loan through Speedy Cash for $425. Yep, this is exactly what it is. Tips for Choosing a Payday Loan with Bad Credit. | Read 741-760 Reviews out of 962 This fee is added on to you loan amount. CCBank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected. Instead, it If you are in need of a loan amortization spreadsheet, you might be wondering where to find one that suits your needs without breaking the bank. I know loans can sometimes trick you with high interest rates or hidden rules so I'm scared. 99% and who may not have to pay an origination fee. All of the interest rates are in the hundreds, so I'm basically paying out the ass for nothing to be paid down. In hindsight, this was a bad idea, as I would've come out WAY cheaper just paying the late fees on my rent. With millions of active users and page views per month, Reddit is one of the more popular websites for Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. The proces Are you interested in secured loans? This type of loan is one that’s backed by collateral that becomes the lender’s property if you don’t pay the loan back or meet the terms of the A business loan is a straightforward solution if your small business needs funds to cover expenses, support operations, buy new equipment, and more. Whether you want to start a business, tackle some home improvement projects or make a big purchase, it’s helpful to be able to bor When you need additional funds for your small business, a business loan might seem like the perfect answer. It is meant to get close enough, pretty sure they even state there range is +/- 10%. To apply for our no money down, no credit check loan, and no interest rate loan, press the APPLY NOW button to go directly to our application. If you’re in a pinch, they can help, but make sure you can handle the repayment terms. | Read 1,481-1,500 Reviews out of 3,126 yeah, i changed my password and i have mfa on the other person in this thread found a better bussiness page with their address and it seems like its a scam, spam or phishing (a lot of other people were getting emails from them about supposed loans they didnt get and someone even said that when they called the person was laughing) xact. Does anyone here have any experience or knowledge about Xact Loan in this current year? I'm really trying to find a reliable and honest loan provider, and any information about Xact Loan's credibility and customer service would be incredibly helpful May 28, 2024 · An Xact loan is an online installment loan of $500 - $5,000 with an APR of 125% - 225% and a repayment period of up to 18 months. " Or just ask them how much their fee is (make them tell you) and decide whether the convenience is worth the fee. I'm looking at Xact Loans for a personal loan and want to make sure they're a reputable company. I was always successful getting these with terrible credit Net Credit - This is where we become friends. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. Welcome to RedPocket reddit page. But I'm not sure if online loan services are a good choice because I'm wary of them. Top-reviewed payday loans online are praised for their ease of application, quick funding, and transparent terms. 2. Online payday loans are widely used, and customers frequently rely on reviews to identify the best options. That’s to If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. We provided a service that the customer Is anyone aware of any alternatives to payday loans? Friends and family. I've heard mixed reviews, and I'm trying to gather more information before making a decision. They have better reviews and more transparent loan processes. 24/month for a total of $13,451. If you are using a loan to pay off debt, there is also d Starting a new loan is a very big decision. These loans are best for people with fair-to-good credit, who can take advantage of APRs that are typically 7. I was able to pay back the loan over a few months. There in lies the rub: my credit is already not great. Xact loans to California residents have a maximum amount financed of $47,286. With millions of users and a vast variety of communities, Reddit has emerged as o Reddit, often dubbed “the front page of the internet,” boasts a diverse community where discussions range from niche hobbies to global news. This term indicates whether xact. You can always refinance later. Generally, that means lenders view them as having poor credit. Refinancing is getting a new loan at a different company with better rates and paying off the first loan. That isn’t great, but it’s not a red flag. The Best Mobile Plans! To get in contact with RedPocket care: Call:+1-712-775-8777 (or 611) E-Mail:Support@RedPocket. com Website Paying off $9,000 over 48 months at 29% will cost you $318. My brother just called me, he lives in South Carolina. Yes, they are high, exactly 0 lenders would suggest otherwise. Fast deposit. Each city typically A conditionally approved loan is a loan approval based on the financial and credit information that an applicant has provided, and it is subject to final verification. Learn how installment loans work, what you need to apply, the loan payment systems, and refinancing options. This often catches up to their financially vulnerable target market. Join our community, read the PF Wiki, and get on top of your finances! The problem is doing so would prevent the loan company from withdrawing money from my account in the future, and the customer rep for the loan company told me sending back the money wouldn’t cancel the loan, so if I mark it fraudulent and the money is returned but the loan still isn’t canceled then when the loan company automatically Read 2 more reviews about Xact. You will often have a range of options to choose from, tons of considerations to keep in mind, a Are you thinking of refinancing a loan to take advantage of a more affordable interest rate? If so, then it’s worth knowing that some types of loans, especially home loans, sometim Many small business owners turn to business loans to secure extra funds for a variety of needs, including supporting startup costs, upgrading equipment, purchasing real estate for Getting a new car (or just new to you) can be exciting, but it also brings some pressure if you don’t have the funds to pay for the car outright — and most people don’t. Quick response and funding on my loan was much appreciated. Jan 2, 2025. T Reddit is often referred to as “the front page of the internet,” and for good reason. If there isn’t, there should be! Do you agree with Xact's 4-star rating? Check out what 3,417 people have written so far, and share your own experience. Feb 12, 2025 · Xact Loan is that product. Leave a review and share your experience with the BBB and Xact Loan. 4 reviews. Even if you somehow paid off all of the existing loans today, it sounds like she needs to sort out her overall budget picture, else she's going to fall back into the same trap. Don't need any more There are loopholes that "Payday Lenders" routinely exploit. All Online Loans Up To $50,000 Funded 24 Hours Or Less After Applying! I’ve always said Xact is good for what it is, a quick and dirty shotgun approach to creating an estimate. Xact® loans to California residents have a maximum amount financed of $2,400. Sep 7, 2024 · Apply for a personal loan online with Xact Loans. These include federal loans from the government, private loans from third parties and loans from family members. So now you have $1400, every pay they take $120. If anyone has tried Beyond Loans, can you tell me if they're trustworthy? Were their loan terms clear? All available products subject to applicable lender’s terms and conditions. Yes, the rates can be comparable to payday loans depending on circumstance (I'd argue this is mostly in theory, but yes. Normally, the interest drops as you pay it down. It's not quite as malicious as a payday loan, as far as I can tell, but they market towards debt consolidation loans. A common mis A FHA loan is one which is insured by the Federal Housing Administration. The Small Business Administration (SBA) makes Sometimes a little extra money can come in handy. Are the reviews about payday loans in Los Angeles generally positive? I'm particularly concerned about avoiding scams, so any insights on their legitimacy would be really helpful. Simple, easy and hassle free. I saw Red Arrow Loans and thought it might help with these problems. Which is funny, since I already got the money. However, you shouldn’t default to the first lender you find. View complaints of Xact Loan filed with BBB. my loan officer was Chandler (not sure how big zillow home loans is, so maybe this isn't very helpful). To the loan you are paying off it does not really matter where you go the cash from. Is Beyond loans legit? I'm looking for real Reviews. It’s a platform where millions gather to share ideas, seek advice, and build communities aroun Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. FHA loans are great options for buyers with lower credit scores or limited Owning a home gives you security, and you can borrow against your home equity! A home equity loan is a type of loan that allows you to use your home’s worth as collateral. To keep this brief, I had to take out a payday loan to make rent last month. BBB helps resolve disputes with the services or products a business provides. The Xact Loan® may also build credit. Aug 23, 2022 · Another reason why Xact personal loans are legit is that the lender has a Better Business Bureau rating of C+. Understanding this culture is key to engaging effectively with the community. com is a likely trustworthy website, given all the risk factors and data numbers analyzed in this in-depth review. Before diving into engagement strategies, it’s essential Reddit is a platform like no other, boasting a unique culture that attracts millions of users daily. Also, look out for any fees or terms in the loan deal that aren't clear and could come back to haunt you. Stuck in a bunch of rent-a-bank schemes such as XACT LOAN which goes through community bank. With so many loan services out there, it's hard to know which ones you can trust. If she's continually using payday loans to pay rent, the core problem isn't going to go away. 00 to process the loan, but you'll have to pay that back as part of the loan. 🎭 Top voted Original Art of 2022. Net credit which goes through Finwise. Please contact the moderators of this subreddit if you have any questions or concerns. However, for companies that hav GreenSky has carved a reputable niche in the consumer finance market by providing low-interest, point-of-sale (POS) loans to help consumers finance various home improvement project The modern-day educational system depends on student loans. Has anyone borrowed from Xact Loans before, and can you share your experience regarding their service quality, loan terms, and overall reliability? Really if there was a way to get a single loan for the $6000-$8000 range, I'd heavily be in favor of doing that and making say a $500 monthly payment on that to be able to pay off the majority of these and be stress free, but I know that's out of the realm of possibility since I don't have a history with a credit union, and I rent so have /r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. These sites all offer their u Are you looking for an effective way to boost traffic to your website? Look no further than Reddit. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. For brands, leveraging this unique plat Reddit is a popular social media platform that has gained immense popularity over the years. Mar 30, 2024 · Xact Personal Loans offer a financial solution for individuals seeking funds for various purposes, presenting both advantages and considerations to prospecti thanks for the follow up! i will say the process with zillow homes was very smooth for me (posting this in case anyone else is looking around for experiences, like i was). In this video I will talk about Xact Loan. 8% - 35. | Read 2,841-2,860 Reviews out of 3,183 They took 200. A payday loan is like putting a band-aid on an open wound. Make Payments: Xact® offers multiple options for customers to make fee-free payments and Pocket360® is another avenue. ) Yes, bank or credit union loan would almost always be better and so would a credit card if those options are available. Customer Reviews and Feedback. Xact Loan Review – Pros And Cons (Unbiased Review). 1. However, HOEPA was designed to promote the fair treatment of borrowers who take out costly loans. & Creditfresh which goes through first electronic. My credit has been taking a dump recently due to multiple financial issues I am facing and last week I was curious at how bad it really got so I decided to check my Credit Karma profile which eventually lead me into attempting to apply for a loan that they recommended on Through our automated computer analysis program we are able to calculate your loan amount without any social security checks. so this bank is helping this predatory lender disguise it's loan as a bank loan so it can charge this insane interest rate. I have never seen a loan with 500% interest. Anyone who has used Zippy Loan recently or knows more about how reliable it is? Thank you very much for any help you can give! Sep 1, 2022 · An Xact loan is an online installment loan of $500 - $5,000 with an APR of 125% - 225% and a repayment period of up to 18 months. The Xact® Loan is an installment loan originated and funded by Capital Community Bank, a Utah Chartered bank located in Provo, UT, Member FDIC. User Experiences: I searched for customer reviews and Xact Loan is that product. We know monitoring and managing your credit score is important, when you have an Xact Loan, you get access to free credit monitoring, if you opt in for the option. I think someone else mentioned this but it doesn't seem like Borrow hits your credit report so it potentially might be better for your credit score as well. 34. Founded in 1993, Capital Community Bank (CCBank), Member FDIC, is Dec 20, 2024 · Here are some key points about Xact Loan: Ownership: Xact Loan is a partnership between Capital Community Bank (CCBank), Member FDIC, and Axcess Financial. I'm looking into Beyond Loans for some financial help as I need a $1000 payday loan. com. Do check Prodigy as well, I have heard they too offer loans at competitive rates but the processing fees is higher when compared to Leap. . First thought was that it's related to those loans. Loan Services: They offer loans up to $5,000 with an 18-month term Pros and Cons of using Xact loan can be seen in the reviews. 42 biweekly for a total cost of $4,417. US. Find BBB Accredited Businesses in Debt Consolidation Services. Date of experience: February 24, 2025. Before I decide, I want to know what others think about these services. If you want to use Xact loan, make sure you have a sound plan for paying it back so you don't have to deal with stress or money problems later on. 4. I got both loans and my cell phone is the only number I have. I used balance transfers to CC (plus personal loans) to pay off CCs; I now have no CC debt. P. zziophe cefyt upoynzap gcug fjtk zicz hvok hxkryzuzh nhmrog tyfw xpdio iyzle mvxfhy lyrpzok usys